Insurance

Our insurance partners

A mortgage protection insurance protects your loved ones from needing to repay housing loans if anything happens to you.  

Why should I get a Mortgage Protection Insurance?*​

  • Pays directly to you and allow you to choose a payout method 
  • The Living Benefit covers 11 serious medical conditions by providing financial support during times of medical crisis. 
  • The Death and Terminal Illness Benefit reduces the gap by paying a lump sum benefit.  
  • All occupations and hobbies are covered. 
  • Does not linked to your loan.  

* Subject to the terms, conditions, limits, and exclusions based on the insurance policy. 

Home Insurance 

Protect your home and its valuable things with our Flatmart insurance packages with extensive coverage. Flatmart is committed to providing you and your family a comprehensive insurance solution against any accidents occurred.

Building Insurance

  • Cover accidental damage to permanent fixtures:  
    • Roof, Walls, Ceilings, Floor, Door, Windows 
    • Garages, sheds or gazebos* 
    • Fences, gates, boundary walls, and mains-supply pipes* 
  • Covers loss or damage caused by: 
    • Fire, explosion, storms, floods, earthquakes 
    • Vandalism or malicious damage 
    • Accidental broken (such as frozen, burst pipes) 
    • Vehicle or aircraft collisions and more 
  • Legal liability coverage up to $20,000,000  
  • Environmental system instalment up to $5,000 to install environmental systems and more 

Contents Insurance

  • New for old replacement* 
  • Cover against loss or damage caused by theft, storm, rainwater or run-off for certain home contents left outside at your insured address 
  • Quick and easy claims service 24/7
  • ​And more

Landlord Insurance

  • Cover against loss or damage caused by an insured event for your investment property and/or any contents you provide for the tenant’s use 
  • Up to $10 million legal liability cover 
  • Optional additional cover for rent default and theft by tenant and more 

* Subject to the terms, conditions, limits, and exclusions based on the insurance policy.

Comprehensive Car Insurance

  • You and your family spend most of your time during daily commutes, family road trips, etc. Therefore, it is important to protect your car. 
  • Protect your car with Flatmart insurance package to be fully protective.​

Comprehensive Insurance **

  • Cover for accidental damage to your car, to other people’s property and the other uninsured vehicle.  

Third-Party Property Damage Insurance **

  • Cover for accidental damage to other people’s property  
  • Approved legal costs arising out of a claim for liability covered by your policy 
  • Cover for accidental damage to your car in an accident and the other vehicle is uninsured (up to a market value of $5,000)

CTP Insurance **

  • Cover you for any liability you incur for injuries you may cause other road users as a result of a motor vehicle accident anywhere in Australia. 
  • Cover injuries caused to your passengers, drivers, and passengers of other vehicles, pedestrians, cyclists, motorcyclists, and pillion passengers. 
  • Cover injuries caused by the use of a trailer when attached to a registered vehicle.

Caravan and Trailer Insurance **

  • Cover for accidental loss or damage to your caravan or trailer 
  • Temporary accommodation 
  • Emergency repairs 
  • Food spoilage 
  • Legal liability 
  • Temporary cover on replacement caravan or trailer* 
  • 24:7 Claims assistance 
  • Personalized service tailored to meet our unique needs 

** Subject to the terms, conditions, limits, and exclusions based on the insurance policy.

Commercial Insurance Product 

Flatmart is committed to providing small-size and medium-size business owners with commercial insurance products against with any accidents occurred. 

Office Pack 
  • Real estate agents 
  • Business administration 
  • Financial services 
  • Accountants 
  • Medical services 
  • Legal 
Trades & Services Pack * 
  • Builders/Carpenters 
  • Plumbers 
  • Electricians 
  • Handyman, Bricklayers 
  • Concreters 
  • Gardening services 
Small Business Pack
  • Retail operations 
  • Cafes 
  • Domestic cleaning services 
  • Hairdresser / Barbershop 
  • Property operators 
  • Mechanics
Commercial Motor 
  • Commercial vehicles 

* Classification: PUBLIC

• Life insurance is often a tax-free payout
• Claim in the event of death, trauma and disability
• Minimise your household’s debt
• Peace of mind in times of grief